4.4
22.4K reviews
500K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Enjoy a simple way to manage your Bread Cashback™ American Express® Credit Card, Bread RewardsTM American Express® Credit Card, and AAA Visa Signature® credit card accounts on the go.
And, we’re working hard to add more brands to the app soon!

Access your account anytime, anywhere, logging in with the same username and password you use on Account Center. Inside the app, you can make a payment, redeem your rewards, and review transaction history and more—all at your fingertips.

Manage Your Account Easily
- Log in quickly and securely with username/password or biometrics
- Review transactions and statements
- Search recent activity and filter as needed
- Activate your card, add an authorized buyer and lock and unlock your card (for select programs)

Make Payments in a Few Taps
- Set up automatic payments
- Schedule a one-time payment
- Edit or delete a scheduled payment

Get Rewarded as You Shop (for select programs)
- Track your reward earnings
- Redeem in any amount you’d like
- Unlock exclusive offers on our partner site, linked on the app

Enjoy Safe and Secure Communication
- Reach out to us any time through our Secure Message Center

Copyright © 2024 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.
Updated on
8 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
22.1K reviews
Jeffrey Park
9 April 2025
Can't connect HYS account. The Bread site directs you to this app to manage your high yield savings account. I get the impression that there used to be a separate app that no longer exists. I can't do anything with app except get stuck on a screen that demands I add cards that I don't have. I reached out via email listed in the app store to report the problem and never heard back. If there is a separate app to manage savings, it's non existent in the app store.
87 people found this review helpful
Did you find this helpful?
Bread Financial Holdings, Inc.
9 April 2025
Hi Jeffrey! We're sorry you had this problem and apologize for any inconvenience. Your experience is important to us. We are aware of the issue, and we are diligently working on this matter at the moment. Thank you.^TM
Lia S
23 October 2025
Terrible app, worse customer service This app does not work well, it is super easy to set up, then will never let you log in again. Every store credit-card they service requires a separate login. I was finally able to log into ONE of my accounts, but it wouldn't allow me to use configured checking account to make a payment. when I spoke to customer service, the rep was rude and said I was the only one who had a problem, she had never heard of the issues I was facing.
1 person found this review helpful
Did you find this helpful?
Bread Financial Holdings, Inc.
23 October 2025
Hi Lia S. Thank you for your comments. Please know that your experience matters to us, and we're sorry to hear we missed the mark. If we can help you with anything, please visit http://spr.ly/61221ACTzc or call 1-855-796-9632 (TDD/TTY:1-888-819-1918). We're always happy to help.
Will Iregretthis
21 October 2025
The app seems okay, but I'm getting increasingly frustrated with my Bread Amex Cashback card. It just gets declined everywhere digitally! It got declined when trying to use it on Google Play Store here, it got declined when trying to add it to Dunkin Donuts app, and now it just got declined when trying to use Upside! The card is a PITA! Yes, the information is all correct. I have used many credit cards, none of this is new to me.
Did you find this helpful?

What's new

- Minor bug fixes and performance enhancements.

App support

Phone number
+18882825154
About the developer
Bread Financial Holdings, Inc.
BreadFinancialMobileSupport@breadfinancial.com
3095 Loyalty Cir Columbus, OH 43219 United States
+1 210-848-7374

Similar apps